A loan secured by loose diamonds is known as a loan against diamond. It's a well-liked choice for those who wish to retain ownership of their gems while earning rapid cash. Diamond loans are not commonly recognized in India. Diamond loans are not widely available from buyers of diamonds. Loans against diamond jewelry may be available from certain private jewelers. If the jewelry has gold as an integral component or if the diamonds are embedded in it, you may be able to obtain a loan against it. But the majority of lenders won't lend money for diamond jewelry. Instead of basing the loan amount on the diamonds' worth, they base it on the amount of gold in the jewelry. In India, the idea of a diamond loan is very new, and not many diamond purchasers provide them. Numerous kinds of jewelry were once eligible for loans. To obtain immediate cash, some decide to pledge their gold, silver, or diamond.

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